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Sunday, March 23, 2008 

If youre incapacitated for any reason and are unable to work, you may qualify to receive certa

If youre incapacitated for any reason and are unable to work, you may
qualify to receive certain benefits from the government to a ist you.
This is one of a series of guides to government benefits, in which
youll find practical information on the range of benefits that may be
available to you.

  • Statutory sick pay this benefit is paid to people who are
    in employment but are unable to work due to illne . Its currently
    paid at ound;70.05 per week for up to 28 weeks of illne , and can be
    claimed after four or more co ecutive days of being sick. (If youre
    still unwell after 28 weeks, you can a ly for incapacity benefit.) To
    claim statutory sick pay, youll need to inform your employer (either
    by phone or in writing you dont have to eak to them in person)
    within one week of falling ill. Some employers offer their own sick pay
    schemes i tead of statutory sick pay. Check your terms and conditio
    of employment.

  • Incapacity benefit if you have an illne or injury and
    have been unable to work 28 weeks or more, and/or your statutory sick
    pay period has ended, you may be eligible for incapacity benefit. The
    rate increases the longer you receive this benefit, currently going up
    to ound;78.50 per week for long-term illne or injury (over 52 weeks of
    incapacity). When you a ly, either online or at your local jobcentre
    plus, youll be asked to go for a personal capability a e ment and
    you may need a medical examination by a doctor. If youre deemed
    eligible, youll receive flat-rate weekly payments directly into your
    bank account. Youre not automatically barred from working while
    claiming you may be allowed to work up to 16 hours a week or earn a
    small income, depending on the nature of the job. If you do work,
    though, you may be required to pay income tax.

  • NHS costs most of the treatments provided on the NHS are
    free, but there are some that you must pay towards. If youre on a low
    income or unable to work, you may be able to a ly for free treatment.
    This includes dentistry, prescriptio , travel to and from ho ital,
    eye tests, vouchers for gla es and contact le es, wigs and su orts.
    Again, you wont be eligible if you have more than ound;16,000 in
    savings.

  • Community care grant this is a sum of money awarded to
    people who need help to live independently in the community. You can
    a ly for it if you are receiving other benefits such as jo eekers
    allowance or incapacity benefit. It can help people who need financial
    su ort after leaving care, or who need financial su ort so that
    they dont have to move into care. In some circumstances, people who have
    gone through a difficult period in their lives or have suffered a
    family breakdown may be eligible, and it may also be granted to people
    who care for someone else. If you have savings of over ound;500 (or
    over ound;1,000 if youre over 60) you may not qualify for the full
    amount. The grant will be paid into your bank account as a lump sum.
    You wont be required to pay it back and it i t co idered as income,
    so it wont affect any other benefits you receive or a ly for. A ly for it at
    your local jobcentre plus.
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